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Citizens Bank Of Americus

Americus, GA · Est. 1937 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Citizens Bank Of Americus is a bank based in Americus, Georgia, established in 1937, with $507 million in total assets across 3 branches. By Trust Grade it ranks 70th of 124 banks we track in Georgia. Its capital ratio of 9.3% trails most similarly sized banks (35th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.52% return on assets. No consumer complaints against Citizens Bank Of Americus appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$506.5M
$100M–1B institution
Deposits
$450.7M
Branches
3
Capital ratio
9.3%
Bottom 35% of $100M–1B peers · Georgia median 10.5%
Return on assets
1.5%
Top 31% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#70
of 124 banks

How Citizens Bank Of Americus compares to Georgia peers

Capital ratio
Bottom 35% of $100M–1B peers
Citizens Bank
9.3%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 31% of $100M–1B peers
Citizens Bank
1.5%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Citizens Bank Of Americus

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.3% capital ratio)
  • Strongly profitable (ROA 1.52%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Citizens Bank Of Americus over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 301 Washington St, Preston, GA 31824
  • 106 Tripp St, Americus, GA 31709
  • 119 N Lee St, Americus, GA 31709

Are deposits at Citizens Bank Of Americus insured?

Yes. Citizens Bank Of Americus is an FDIC-insured bank (FDIC certificate #15477). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Citizens Bank Of Americus: frequently asked questions

Is Citizens Bank Of Americus a good bank?

Citizens Bank Of Americus earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 1.52%).

Is Citizens Bank Of Americus FDIC-insured?

Yes. Citizens Bank Of Americus is a FDIC-insured bank (FDIC certificate #15477). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Citizens Bank Of Americus?

Citizens Bank Of Americus holds $507 million in total assets, ranking 70th of 124 banks we track in Georgia. It operates 3 branches.

Does Citizens Bank Of Americus have CFPB complaints?

No CFPB complaints against Citizens Bank Of Americus appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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