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The Four County Bank

Allentown, GA · Est. 1941 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Four County Bank is a bank based in Allentown, Georgia, established in 1941, with $90 million in total assets across 1 branch. By Trust Grade it ranks 12th of 124 banks we track in Georgia. Its capital ratio of 12.1% is stronger than 50% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.80% return on assets. No consumer complaints against The Four County Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$89.5M
<$100M institution
Deposits
$78.3M
Branches
1
Capital ratio
12.1%
Top 50% of <$100M peers · Georgia median 10.5%
Return on assets
1.8%
Top 14% of <$100M peers · Georgia median 1.53%
Rank in Georgia
#12
of 124 banks

How The Four County Bank compares to Georgia peers

Capital ratio
Top 50% of <$100M peers
The Four
12.1%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 14% of <$100M peers
The Four
1.8%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded The Four County Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.1% capital ratio)
  • Strongly profitable (ROA 1.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Four County Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 959 Main St, Allentown, GA 31017

Are deposits at The Four County Bank insured?

Yes. The Four County Bank is an FDIC-insured bank (FDIC certificate #15904). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Four County Bank: frequently asked questions

Is The Four County Bank a good bank?

The Four County Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.1% capital ratio); Strongly profitable (ROA 1.80%).

Is The Four County Bank FDIC-insured?

Yes. The Four County Bank is a FDIC-insured bank (FDIC certificate #15904). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Four County Bank?

The Four County Bank holds $90 million in total assets, ranking 12th of 124 banks we track in Georgia. It operates 1 branch.

Does The Four County Bank have CFPB complaints?

No CFPB complaints against The Four County Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

F & M Bank And Trust Company
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The Bank Of Edison
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Bank Of Hancock County
bank · Sparta, GA · $85M assets
Rochelle State Bank
bank · Rochelle, GA · $83M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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