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First National Bank Of Wauchula

Wauchula, FL · Est. 1960 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

First National Bank Of Wauchula is a bank based in Wauchula, Florida, established in 1960, with $88 million in total assets across 1 branch. By Trust Grade it ranks 33rd of 83 banks we track in Florida. Its capital ratio of 11.0% trails most similarly sized banks (39th percentile), versus a Florida median of 9.3%. It was profitable over the most recent period, with a 0.57% return on assets. No consumer complaints against First National Bank Of Wauchula appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$88.1M
<$100M institution
Deposits
$77.0M
Branches
1
Capital ratio
11.0%
Bottom 39% of <$100M peers · Florida median 9.3%
Return on assets
0.6%
Bottom 33% of <$100M peers · Florida median 1.01%
Rank in Florida
#33
of 83 banks

How First National Bank Of Wauchula compares to Florida peers

Capital ratio
Bottom 39% of <$100M peers
First National
11.0%
Florida median
9.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 33% of <$100M peers
First National
0.6%
Florida median
1.0%
Higher ROA = more profitable relative to asset base

How we graded First National Bank Of Wauchula

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (11.0% capital ratio)
  • Profitable (ROA 0.57%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First National Bank Of Wauchula over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 406 N 6th Ave, Wauchula, FL 33873

Are deposits at First National Bank Of Wauchula insured?

Yes. First National Bank Of Wauchula is an FDIC-insured bank (FDIC certificate #18136). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First National Bank Of Wauchula: frequently asked questions

Is First National Bank Of Wauchula a good bank?

First National Bank Of Wauchula earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Profitable (ROA 0.57%).

Is First National Bank Of Wauchula FDIC-insured?

Yes. First National Bank Of Wauchula is a FDIC-insured bank (FDIC certificate #18136). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First National Bank Of Wauchula?

First National Bank Of Wauchula holds $88 million in total assets, ranking 33rd of 83 banks we track in Florida. It operates 1 branch.

Does First National Bank Of Wauchula have CFPB complaints?

No CFPB complaints against First National Bank Of Wauchula appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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