Banesco Usa is a bank based in Miami, Florida, established in 2006, with $5.8 billion in total assets across 6 branches. By Trust Grade it ranks 9th of 83 banks we track in Florida. Its capital ratio of 10.4% is stronger than 52% of similarly sized banks, versus a Florida median of 9.3%. It was profitable over the most recent period, with a 1.28% return on assets. No consumer complaints against Banesco Usa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Banesco Usa compares to Florida peers
How we graded Banesco Usa
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.4% capital ratio)
- Strongly profitable (ROA 1.28%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Banesco Usa over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 1395 Brickell Ave, Miami, FL 33131
- 3155 Nw 77 Avenue, Miami, FL 33122
- 255 Ave Ponce De Leon, San Juan, PR 00917
- 2950 Ne 207th St, Aventura, FL 33180
- 150 Alhambra Cir, Coral Gables, FL 33134
- 1950 West 49th Street, Hialeah, FL 33012
Are deposits at Banesco Usa insured?
Yes. Banesco Usa is an FDIC-insured bank (FDIC certificate #57815). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Banesco Usa: frequently asked questions
Is Banesco Usa a good bank?
Banesco Usa earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 1.28%).
Is Banesco Usa FDIC-insured?
Yes. Banesco Usa is a FDIC-insured bank (FDIC certificate #57815). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Banesco Usa?
Banesco Usa holds $5.8 billion in total assets, ranking 9th of 83 banks we track in Florida. It operates 6 branches.
Does Banesco Usa have CFPB complaints?
No CFPB complaints against Banesco Usa appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
