Lafayette State Bank is a bank based in Mayo, Florida, established in 1946, with $246 million in total assets across 4 branches. By Trust Grade it ranks 52nd of 83 banks we track in Florida. Its capital ratio of 8.0% trails most similarly sized banks (16th percentile), versus a Florida median of 9.3%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against Lafayette State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lafayette State Bank compares to Florida peers
How we graded Lafayette State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.0% capital ratio)
- Strongly profitable (ROA 1.31%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lafayette State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 340 W Main St, Mayo, FL 32066
- 103 Us Highway 27 Se, Branford, FL 32008
- 106 Grand St Ne, Live Oak, FL 32064
- 1119 S Main St, Bell, FL 32619
Are deposits at Lafayette State Bank insured?
Yes. Lafayette State Bank is an FDIC-insured bank (FDIC certificate #16396). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lafayette State Bank: frequently asked questions
Is Lafayette State Bank a good bank?
Lafayette State Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Strongly profitable (ROA 1.31%).
Is Lafayette State Bank FDIC-insured?
Yes. Lafayette State Bank is a FDIC-insured bank (FDIC certificate #16396). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Lafayette State Bank?
Lafayette State Bank holds $246 million in total assets, ranking 52nd of 83 banks we track in Florida. It operates 4 branches.
Does Lafayette State Bank have CFPB complaints?
No CFPB complaints against Lafayette State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
