Gulf Coast Business Bank is a bank based in Fort Myers, Florida, established in 2022, with $192 million in total assets across 1 branch. By Trust Grade it ranks 39th of 83 banks we track in Florida. Its capital ratio of 13.3% is stronger than 82% of similarly sized banks, versus a Florida median of 9.3%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against Gulf Coast Business Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Gulf Coast Business Bank compares to Florida peers
How we graded Gulf Coast Business Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.3% capital ratio)
- Profitable (ROA 0.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Gulf Coast Business Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 12205 Metro Pkwy, Fort Myers, FL 33966
Are deposits at Gulf Coast Business Bank insured?
Yes. Gulf Coast Business Bank is an FDIC-insured bank (FDIC certificate #59281). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Gulf Coast Business Bank: frequently asked questions
Is Gulf Coast Business Bank a good bank?
Gulf Coast Business Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Profitable (ROA 0.55%).
Is Gulf Coast Business Bank FDIC-insured?
Yes. Gulf Coast Business Bank is a FDIC-insured bank (FDIC certificate #59281). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Gulf Coast Business Bank?
Gulf Coast Business Bank holds $192 million in total assets, ranking 39th of 83 banks we track in Florida. It operates 1 branch.
Does Gulf Coast Business Bank have CFPB complaints?
No CFPB complaints against Gulf Coast Business Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
