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Community Bank Delaware

Lewes, DE · Est. 2006 · Website ↗
B
Trust Grade
Strong
Score: 87/100

Community Bank Delaware is a bank based in Lewes, Delaware, established in 2006, with $420 million in total assets across 4 branches. By Trust Grade it ranks 13th of 16 banks we track in Delaware. Its capital ratio of 8.0% trails most similarly sized banks (16th percentile), versus a Delaware median of 13.8%. It was profitable over the most recent period, with a 0.52% return on assets. No consumer complaints against Community Bank Delaware appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$419.6M
$100M–1B institution
Deposits
$357.3M
Branches
4
Capital ratio
8.0%
Bottom 16% of $100M–1B peers · Delaware median 13.8%
Return on assets
0.5%
Bottom 14% of $100M–1B peers · Delaware median 1.53%
Rank in Delaware
#13
of 16 banks

How Community Bank Delaware compares to Delaware peers

Capital ratio
Bottom 16% of $100M–1B peers
Community Bank
8.0%
Delaware median
13.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 14% of $100M–1B peers
Community Bank
0.5%
Delaware median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Community Bank Delaware

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (8.0% capital ratio)
  • Profitable (ROA 0.52%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community Bank Delaware over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 16982 Kings Hwy, Lewes, DE 19958
  • 30099 Veterans Way, Rehoboth Beach, DE 19971
  • 1023 W Stein Hwy, Seaford, DE 19973
  • 24882 John J Williams Hwy, Millsboro, DE 19966

Are deposits at Community Bank Delaware insured?

Yes. Community Bank Delaware is an FDIC-insured bank (FDIC certificate #58311). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community Bank Delaware: frequently asked questions

Is Community Bank Delaware a good bank?

Community Bank Delaware earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Profitable (ROA 0.52%).

Is Community Bank Delaware FDIC-insured?

Yes. Community Bank Delaware is a FDIC-insured bank (FDIC certificate #58311). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community Bank Delaware?

Community Bank Delaware holds $420 million in total assets, ranking 13th of 16 banks we track in Delaware. It operates 4 branches.

Does Community Bank Delaware have CFPB complaints?

No CFPB complaints against Community Bank Delaware appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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