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Northwest Community Bank

Winsted, CT · Est. 1875 · Website ↗
B
Trust Grade
Strong
Score: 83/100

Northwest Community Bank is a bank based in Winsted, Connecticut, established in 1875, with $1.2 billion in total assets across 15 branches. By Trust Grade it ranks 26th of 28 banks we track in Connecticut. Its capital ratio of 6.9% trails most similarly sized banks (4th percentile), versus a Connecticut median of 10.2%. It was profitable over the most recent period, with a 0.49% return on assets. No consumer complaints against Northwest Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.2B
$1B–10B institution
Deposits
$1.1B
Branches
15
Capital ratio
6.9%
Bottom 4% of $1B–10B peers · Connecticut median 10.2%
Return on assets
0.5%
Bottom 9% of $1B–10B peers · Connecticut median 0.75%
Rank in Connecticut
#26
of 28 banks

How Northwest Community Bank compares to Connecticut peers

Capital ratio
Bottom 4% of $1B–10B peers
Northwest Community
6.9%
Connecticut median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 9% of $1B–10B peers
Northwest Community
0.5%
Connecticut median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Northwest Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (6.9% capital ratio)
  • Profitable (ROA 0.49%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Northwest Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (15)

  • 294 West St, Litchfield, CT 06759
  • 136 Main St, Collinsville, CT 06019
  • 86 Main St, Winsted, CT 06098
  • 326 Main St, Lakeville, CT 06039
  • 1320 E Main St, Torrington, CT 06790
  • 277 Albany Tpke, Collinsville, CT 06019
  • 101 Simsbury Rd, Avon, CT 06001
  • 141b Main St, New Hartford, CT 06057
  • 33 Hartford Ave, Granby, CT 06035
  • 416 Winsted Rd, Torrington, CT 06790
  • 294 West St, Litchfield, CT 06759
  • 100 Battistoni Rd, Winsted, CT 06098
  • 51 Straits Tpke, Watertown, CT 06795
  • 186 Main St, Farmington, CT 06032
  • 741 Hopmeadow St, Simsbury, CT 06070

Are deposits at Northwest Community Bank insured?

Yes. Northwest Community Bank is an FDIC-insured bank (FDIC certificate #18229). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Northwest Community Bank: frequently asked questions

Is Northwest Community Bank a good bank?

Northwest Community Bank earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (6.9% capital ratio); Profitable (ROA 0.49%).

Is Northwest Community Bank FDIC-insured?

Yes. Northwest Community Bank is a FDIC-insured bank (FDIC certificate #18229). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Northwest Community Bank?

Northwest Community Bank holds $1.2 billion in total assets, ranking 26th of 28 banks we track in Connecticut. It operates 15 branches.

Does Northwest Community Bank have CFPB complaints?

No CFPB complaints against Northwest Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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