Skip to main content
bank

First County Bank

Stamford, CT · Est. 1851 · Website ↗
B
Trust Grade
Strong
Score: 84/100

First County Bank is a bank based in Stamford, Connecticut, established in 1851, with $2.4 billion in total assets across 14 branches. By Trust Grade it ranks 24th of 28 banks we track in Connecticut. Its capital ratio of 7.9% trails most similarly sized banks (8th percentile), versus a Connecticut median of 10.2%. It was profitable over the most recent period, with a 0.24% return on assets. No consumer complaints against First County Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.4B
$1B–10B institution
Deposits
$1.8B
Branches
14
Capital ratio
7.9%
Bottom 8% of $1B–10B peers · Connecticut median 10.2%
Return on assets
0.2%
Bottom 5% of $1B–10B peers · Connecticut median 0.75%
Rank in Connecticut
#24
of 28 banks

How First County Bank compares to Connecticut peers

Capital ratio
Bottom 8% of $1B–10B peers
First County
7.9%
Connecticut median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 5% of $1B–10B peers
First County
0.2%
Connecticut median
0.8%
Higher ROA = more profitable relative to asset base

How we graded First County Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (7.9% capital ratio)
  • Profitable (ROA 0.24%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First County Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (14)

  • 117 Prospect St, Stamford, CT 06901
  • 1006 Post Rd, Darien, CT 06820
  • 59 Mason St, Greenwich, CT 06830
  • 1042 High Ridge Rd, Stamford, CT 06905
  • 2950 Summer St, Stamford, CT 06905
  • 1110 Hope St, Stamford, CT 06907
  • 95 Park St, New Canaan, CT 06840
  • 1135 Post Rd E, Westport, CT 06880
  • 660 Main Ave, Norwalk, CT 06851
  • 1980 W Main St, Stamford, CT 06902
  • 637 Shippan Ave, Stamford, CT 06902
  • 700 Connecticut Ave, Norwalk, CT 06854
  • 3001 Summer St, Stamford, CT 06905
  • 1312 Post Rd, Fairfield, CT 06824

Are deposits at First County Bank insured?

Yes. First County Bank is an FDIC-insured bank (FDIC certificate #18204). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First County Bank: frequently asked questions

Is First County Bank a good bank?

First County Bank earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Profitable (ROA 0.24%).

Is First County Bank FDIC-insured?

Yes. First County Bank is a FDIC-insured bank (FDIC certificate #18204). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First County Bank?

First County Bank holds $2.4 billion in total assets, ranking 24th of 28 banks we track in Connecticut. It operates 14 branches.

Does First County Bank have CFPB complaints?

No CFPB complaints against First County Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Ion Bank
bank · Naugatuck, CT · $2.8B assets
Newtown Savings Bank
bank · Newtown, CT · $1.9B assets
Thomaston Savings Bank
bank · Thomaston, CT · $1.9B assets
Fairfield County Bank
bank · Ridgefield, CT · $1.9B assets
Chelsea Groton Bank
bank · Groton, CT · $1.7B assets
Ives Bank
bank · Danbury, CT · $1.7B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →