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Solera National Bank

Lakewood, CO · Est. 2007 · Website ↗
B
Trust Grade
Strong
Score: 86/100

Solera National Bank is a bank based in Lakewood, Colorado, established in 2007, with $1.6 billion in total assets across 1 branch. By Trust Grade it ranks 55th of 64 banks we track in Colorado. Its capital ratio of 6.8% trails most similarly sized banks (4th percentile), versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 1.71% return on assets. Consumers filed 2 complaints about Solera with the CFPB — 1.2 per $1B in assets, a lower rate than 78% of peers.

Total assets
$1.6B
$1B–10B institution
Deposits
$1.2B
Branches
1
Capital ratio
6.8%
Bottom 4% of $1B–10B peers · Colorado median 10.8%
Return on assets
1.7%
Top 19% of $1B–10B peers · Colorado median 1.04%
Rank in Colorado
#55
of 64 banks

How Solera National Bank compares to Colorado peers

Capital ratio
Bottom 4% of $1B–10B peers
Solera National
6.8%
Colorado median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of $1B–10B peers
Solera National
1.7%
Colorado median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Solera National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
86.18/100
Overall
B · 86
  • Well-capitalized (6.8% capital ratio)
  • Strongly profitable (ROA 1.71%)
  • 1.2 complaints per $1B in assets

Consumer complaints (CFPB)

2 complaints filed with the CFPB against Solera — 1.2 per $1B in assets.

Total complaints
2
Per $1B assets
1.2
Lower = better

Branch locations (1)

  • 319 S Sheridan Blvd, Lakewood, CO 80226

Are deposits at Solera National Bank insured?

Yes. Solera National Bank is an FDIC-insured bank (FDIC certificate #58534). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Solera National Bank: frequently asked questions

Is Solera National Bank a good bank?

Solera National Bank earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 and a customer-experience score of 86.18/100. Well-capitalized (6.8% capital ratio); Strongly profitable (ROA 1.71%).

Is Solera National Bank FDIC-insured?

Yes. Solera National Bank is a FDIC-insured bank (FDIC certificate #58534). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Solera National Bank?

Solera National Bank holds $1.6 billion in total assets, ranking 55th of 64 banks we track in Colorado. It operates 1 branch.

How many complaints does Solera National Bank have?

Consumers filed 2 complaints about Solera with the CFPB, or 1.2 per $1B in assets.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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