Flatirons Bank is a bank based in Boulder, Colorado, established in 2001, with $359 million in total assets across 3 branches. By Trust Grade it ranks 50th of 64 banks we track in Colorado. Its capital ratio of 7.9% trails most similarly sized banks (14th percentile), versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 1.50% return on assets. No consumer complaints against Flatirons Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Flatirons Bank compares to Colorado peers
How we graded Flatirons Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.9% capital ratio)
- Strongly profitable (ROA 1.50%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Flatirons Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 1095 Canyon Blvd, Boulder, CO 80302
- 428 Kimbark St, Longmont, CO 80501
- 1095 Canyon Rd., Suite 100, Boulder, CO 80302
Are deposits at Flatirons Bank insured?
Yes. Flatirons Bank is an FDIC-insured bank (FDIC certificate #57280). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Flatirons Bank: frequently asked questions
Is Flatirons Bank a good bank?
Flatirons Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Strongly profitable (ROA 1.50%).
Is Flatirons Bank FDIC-insured?
Yes. Flatirons Bank is a FDIC-insured bank (FDIC certificate #57280). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Flatirons Bank?
Flatirons Bank holds $359 million in total assets, ranking 50th of 64 banks we track in Colorado. It operates 3 branches.
Does Flatirons Bank have CFPB complaints?
No CFPB complaints against Flatirons Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
