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San Luis Valley Federal Bank

Alamosa, CO · Est. 1899 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

San Luis Valley Federal Bank is a bank based in Alamosa, Colorado, established in 1899, with $396 million in total assets across 3 branches. By Trust Grade it ranks 14th of 64 banks we track in Colorado. Its capital ratio of 16.7% is stronger than 93% of similarly sized banks, versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against San Luis Valley Federal Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$395.5M
$100M–1B institution
Deposits
$324.1M
Branches
3
Capital ratio
16.7%
Top 7% of $100M–1B peers · Colorado median 10.8%
Return on assets
1.1%
Bottom 45% of $100M–1B peers · Colorado median 1.04%
Rank in Colorado
#14
of 64 banks

How San Luis Valley Federal Bank compares to Colorado peers

Capital ratio
Top 7% of $100M–1B peers
San Luis
16.7%
Colorado median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 45% of $100M–1B peers
San Luis
1.1%
Colorado median
1.0%
Higher ROA = more profitable relative to asset base

How we graded San Luis Valley Federal Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.7% capital ratio)
  • Strongly profitable (ROA 1.11%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for San Luis Valley Federal Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 330 Solar Ave, Monte Vista, CO 81144
  • 401 Edison Ave, Alamosa, CO 81101
  • 3415 Mariposa St, Alamosa, CO 81101

Are deposits at San Luis Valley Federal Bank insured?

Yes. San Luis Valley Federal Bank is an FDIC-insured bank (FDIC certificate #28208). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

San Luis Valley Federal Bank: frequently asked questions

Is San Luis Valley Federal Bank a good bank?

San Luis Valley Federal Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.7% capital ratio); Strongly profitable (ROA 1.11%).

Is San Luis Valley Federal Bank FDIC-insured?

Yes. San Luis Valley Federal Bank is a FDIC-insured bank (FDIC certificate #28208). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is San Luis Valley Federal Bank?

San Luis Valley Federal Bank holds $396 million in total assets, ranking 14th of 64 banks we track in Colorado. It operates 3 branches.

Does San Luis Valley Federal Bank have CFPB complaints?

No CFPB complaints against San Luis Valley Federal Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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