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Poppy Bank

Santa Rosa, CA · Est. 2005 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Poppy Bank is a bank based in Santa Rosa, California, established in 2005, with $7.8 billion in total assets across 41 branches. By Trust Grade it ranks 81st of 117 banks we track in California. Its capital ratio of 9.1% trails most similarly sized banks (26th percentile), versus a California median of 11.7%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against Poppy Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$7.8B
$1B–10B institution
Deposits
$6.0B
Branches
41
Capital ratio
9.1%
Bottom 26% of $1B–10B peers · California median 11.7%
Return on assets
1.3%
Top 45% of $1B–10B peers · California median 1.14%
Rank in California
#81
of 117 banks

How Poppy Bank compares to California peers

Capital ratio
Bottom 26% of $1B–10B peers
Poppy Bank
9.1%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 45% of $1B–10B peers
Poppy Bank
1.3%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Poppy Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.1% capital ratio)
  • Strongly profitable (ROA 1.29%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Poppy Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (41)

  • 111 Santa Rosa Avenue, Santa Rosa, CA 95404
  • 6580 Oakmont Dr, Santa Rosa, CA 95409
  • 100 2nd St, Petaluma, CA 94952
  • 2531 Blanding Ave, Alameda, CA 94501
  • 1956 Tice Valley Blvd, Walnut Creek, CA 94595
  • 1401 Fountaingrove Pkwy, Santa Rosa, CA 95403
  • 137 Corte Madera Town Ctr, Corte Madera, CA 94925
  • 4210 Thomas Lake Harris Dr, Santa Rosa, CA 95403
  • 555 E Calaveras Blvd, Milpitas, CA 95035
  • 611 Anton Blvd, Costa Mesa, CA 92626
  • 9230 Old Redwood Hwy, Windsor, CA 95492
  • 525 El Camino Real, Menlo Park, CA 94025
  • 10861 Weyburn Ave, Los Angeles, CA 90024
  • 5870 Stoneridge Mall Rd, Pleasanton, CA 94588
  • 2250 Douglas Blvd, Roseville, CA 95661
  • 7544 Girard Ave, La Jolla, CA 92037
  • 4460 Redwood Hwy, San Rafael, CA 94903
  • 3270 California Blvd, Napa, CA 94558
  • 1750 Fulton St, San Francisco, CA 94117
  • 6290 E Pacific Coast Hwy, Long Beach, CA 90803
  • 39152 Paseo Padre Pkwy, Fremont, CA 94538
  • 2760 E. Bidwell Street, Folsom, CA 95630
  • 4810 Elk Grove Boulevard, Elk Grove, CA 95758
  • 24231 Avenida De La Carlota, Suite 130, Laguna Hills, CA 92653
  • 3660 Crocker Drive, Sacramento, CA 95818
  • 2673 Via De La Valle, Del Mar, CA 92014
  • 5377 Prospect Road, San Jose, CA 95129
  • 6985 El Camino Real, Carlsbad, CA 92009
  • 4732 Commons Way, Suite E, Calabasas, CA 91302
  • 2729 Wilshire Boulevard, Santa Monica, CA 90403
  • 10000 Scripps Ranch Boulevard, San Diego, CA 92131
  • 36 Sierra Madre Villa Avenue, Unit A, Pasadena, CA 91107
  • 1383 S. Main Street, Walnut Creek, CA 94596
  • 1 S Market St Ste 10, San Jose, CA 95113
  • 3007 E Coast Hwy, Corona Del Mar, CA 92625
  • 680 Hartz Ave, Danville, CA 94526
  • 235 E Imperial Hwy, Brea, CA 92821
  • 400 Main St, Los Altos, CA 94022
  • 139 S El Camino Real, Millbrae, CA 94030
  • 30 E Figueroa St, Santa Barbara, CA 93101

Are deposits at Poppy Bank insured?

Yes. Poppy Bank is an FDIC-insured bank (FDIC certificate #57903). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Poppy Bank: frequently asked questions

Is Poppy Bank a good bank?

Poppy Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 1.29%).

Is Poppy Bank FDIC-insured?

Yes. Poppy Bank is a FDIC-insured bank (FDIC certificate #57903). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Poppy Bank?

Poppy Bank holds $7.8 billion in total assets, ranking 81st of 117 banks we track in California. It operates 41 branches.

Does Poppy Bank have CFPB complaints?

No CFPB complaints against Poppy Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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