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Commercial Bank Of California

Irvine, CA · Est. 2003 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Commercial Bank Of California is a bank based in Irvine, California, established in 2003, with $3.9 billion in total assets across 10 branches. By Trust Grade it ranks 86th of 117 banks we track in California. Its capital ratio of 9.0% trails most similarly sized banks (23th percentile), versus a California median of 11.7%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against Commercial Bank Of California appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.9B
$1B–10B institution
Deposits
$3.4B
Branches
10
Capital ratio
9.0%
Bottom 23% of $1B–10B peers · California median 11.7%
Return on assets
1.3%
Top 42% of $1B–10B peers · California median 1.14%
Rank in California
#86
of 117 banks

How Commercial Bank Of California compares to California peers

Capital ratio
Bottom 23% of $1B–10B peers
Commercial Bank
9.0%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 42% of $1B–10B peers
Commercial Bank
1.3%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Commercial Bank Of California

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (9.0% capital ratio)
  • Strongly profitable (ROA 1.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Commercial Bank Of California over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 19752 Macarthur Blvd, Irvine, CA 92612
  • 575 Anton Blvd, Costa Mesa, CA 92626
  • 145 S Fairfax Ave Ste 100, Los Angeles, CA 90036
  • 180 Grand Ave, Oakland, CA 94612
  • 805 Wilshire Blvd, Santa Monica, CA 90401
  • 1900 S State College Blvd, Anaheim, CA 92806
  • 915 Wilshire Blvd, Los Angeles, CA 90017
  • 740 Camino Ramon, Danville, CA 94526
  • 400 S. El Camino Real, San Mateo, CA 94402
  • 956 The Alameda, San Jose, CA 95126

Are deposits at Commercial Bank Of California insured?

Yes. Commercial Bank Of California is an FDIC-insured bank (FDIC certificate #57417). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Commercial Bank Of California: frequently asked questions

Is Commercial Bank Of California a good bank?

Commercial Bank Of California earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Strongly profitable (ROA 1.31%).

Is Commercial Bank Of California FDIC-insured?

Yes. Commercial Bank Of California is a FDIC-insured bank (FDIC certificate #57417). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Commercial Bank Of California?

Commercial Bank Of California holds $3.9 billion in total assets, ranking 86th of 117 banks we track in California. It operates 10 branches.

Does Commercial Bank Of California have CFPB complaints?

No CFPB complaints against Commercial Bank Of California appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Bank Of Marin
bank · Novato, CA · $3.9B assets
California Bank Of Commerce, National Association
bank · San Diego, CA · $4.0B assets
Bank Of The Sierra
bank · Porterville, CA · $3.8B assets · 5 complaints
Community West Bank
bank · Fresno, CA · $3.7B assets
Royal Business Bank
bank · Los Angeles, CA · $4.2B assets
American Business Bank
bank · Los Angeles, CA · $4.4B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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