Commerce West Bank is a bank based in Irvine, California, established in 2001, with $1.2 billion in total assets across 1 branch. By Trust Grade it ranks 32nd of 117 banks we track in California. Its capital ratio of 11.2% is stronger than 65% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.17% return on assets. No consumer complaints against Commerce West Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Commerce West Bank compares to California peers
How we graded Commerce West Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.2% capital ratio)
- Strongly profitable (ROA 1.17%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Commerce West Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 2445 Mccabe Way, Irvine, CA 92614
Are deposits at Commerce West Bank insured?
Yes. Commerce West Bank is an FDIC-insured bank (FDIC certificate #57176). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Commerce West Bank: frequently asked questions
Is Commerce West Bank a good bank?
Commerce West Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Strongly profitable (ROA 1.17%).
Is Commerce West Bank FDIC-insured?
Yes. Commerce West Bank is a FDIC-insured bank (FDIC certificate #57176). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Commerce West Bank?
Commerce West Bank holds $1.2 billion in total assets, ranking 32nd of 117 banks we track in California. It operates 1 branch.
Does Commerce West Bank have CFPB complaints?
No CFPB complaints against Commerce West Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
