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The First National Bank Of Izard County

Calico Rock, AR · Est. 1914 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The First National Bank Of Izard County is a bank based in Calico Rock, Arkansas, established in 1914, with $236 million in total assets across 5 branches. By Trust Grade it ranks 6th of 78 banks we track in Arkansas. Its capital ratio of 29.6% is stronger than 99% of similarly sized banks, versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 3.02% return on assets. No consumer complaints against The First National Bank Of Izard County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$235.9M
$100M–1B institution
Deposits
$163.0M
Branches
5
Capital ratio
29.6%
Top 1% of $100M–1B peers · Arkansas median 10.7%
Return on assets
3.0%
Top 2% of $100M–1B peers · Arkansas median 1.24%
Rank in Arkansas
#6
of 78 banks

How The First National Bank Of Izard County compares to Arkansas peers

Capital ratio
Top 1% of $100M–1B peers
The First
29.6%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of $100M–1B peers
The First
3.0%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Izard County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (29.6% capital ratio)
  • Strongly profitable (ROA 3.02%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Izard County over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 2 S Main St, Mount Pleasant, AR 72561
  • 710 S Bend Dr, Horseshoe Bend, AR 72512
  • 702 Sylamore Ave, Mountain View, AR 72560
  • 291 East Main Street, Melbourne, AR 72556
  • 2184 Ar 56 Hwy, Calico Rock, AR 72519

Are deposits at The First National Bank Of Izard County insured?

Yes. The First National Bank Of Izard County is an FDIC-insured bank (FDIC certificate #11252). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Izard County: frequently asked questions

Is The First National Bank Of Izard County a good bank?

The First National Bank Of Izard County earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (29.6% capital ratio); Strongly profitable (ROA 3.02%).

Is The First National Bank Of Izard County FDIC-insured?

Yes. The First National Bank Of Izard County is a FDIC-insured bank (FDIC certificate #11252). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Izard County?

The First National Bank Of Izard County holds $236 million in total assets, ranking 6th of 78 banks we track in Arkansas. It operates 5 branches.

Does The First National Bank Of Izard County have CFPB complaints?

No CFPB complaints against The First National Bank Of Izard County appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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