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Riverwind Bank

Augusta, AR · Est. 1935 · Website ↗
B
Trust Grade
Strong
Score: 81/100

Riverwind Bank is a bank based in Augusta, Arkansas, established in 1935, with $167 million in total assets across 4 branches. By Trust Grade it ranks 77th of 78 banks we track in Arkansas. Its capital ratio of 5.9% trails most similarly sized banks (3th percentile), versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against Riverwind Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$166.8M
$100M–1B institution
Deposits
$152.6M
Branches
4
Capital ratio
5.9%
Bottom 3% of $100M–1B peers · Arkansas median 10.7%
Return on assets
0.8%
Bottom 25% of $100M–1B peers · Arkansas median 1.24%
Rank in Arkansas
#77
of 78 banks

How Riverwind Bank compares to Arkansas peers

Capital ratio
Bottom 3% of $100M–1B peers
Riverwind Bank
5.9%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 25% of $100M–1B peers
Riverwind Bank
0.8%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Riverwind Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Well-capitalized (5.9% capital ratio)
  • Profitable (ROA 0.77%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Riverwind Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 1701 W Beebe Capps Expy, Searcy, AR 72143
  • 411 Hartsfield Dr, Searcy, AR 72143
  • 901 Asu Blvd, Beebe, AR 72012
  • 100 S 2nd St, Augusta, AR 72006

Are deposits at Riverwind Bank insured?

Yes. Riverwind Bank is an FDIC-insured bank (FDIC certificate #15035). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Riverwind Bank: frequently asked questions

Is Riverwind Bank a good bank?

Riverwind Bank earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (5.9% capital ratio); Profitable (ROA 0.77%).

Is Riverwind Bank FDIC-insured?

Yes. Riverwind Bank is a FDIC-insured bank (FDIC certificate #15035). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Riverwind Bank?

Riverwind Bank holds $167 million in total assets, ranking 77th of 78 banks we track in Arkansas. It operates 4 branches.

Does Riverwind Bank have CFPB complaints?

No CFPB complaints against Riverwind Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Bank Of Cave City
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The Peoples Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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