Goldwater Bank, N.A. is a bank based in Phoenix, Arizona, established in 2007, with $525 million in total assets across 2 branches. By Trust Grade it ranks 4th of 12 banks we track in Arizona. Its capital ratio of 11.1% is stronger than 64% of similarly sized banks, versus a Arizona median of 10.4%. It was profitable over the most recent period, with a 0.25% return on assets. No consumer complaints against Goldwater Bank, N.A. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Goldwater Bank, N.A. compares to Arizona peers
How we graded Goldwater Bank, N.A.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.1% capital ratio)
- Profitable (ROA 0.25%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Goldwater Bank, N.A. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 2525 E Camelback Rd, Phoenix, AZ 85016
- 10 Acoma Blvd S, Lake Havasu City, AZ 86403
Are deposits at Goldwater Bank, N.A. insured?
Yes. Goldwater Bank, N.A. is an FDIC-insured bank (FDIC certificate #58405). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Goldwater Bank, N.A.: frequently asked questions
Is Goldwater Bank, N.A. a good bank?
Goldwater Bank, N.A. earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.25%).
Is Goldwater Bank, N.A. FDIC-insured?
Yes. Goldwater Bank, N.A. is a FDIC-insured bank (FDIC certificate #58405). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Goldwater Bank, N.A.?
Goldwater Bank, N.A. holds $525 million in total assets, ranking 4th of 12 banks we track in Arizona. It operates 2 branches.
Does Goldwater Bank, N.A. have CFPB complaints?
No CFPB complaints against Goldwater Bank, N.A. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
