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West Valley National Bank

Goodyear, AZ · Est. 2006 · Website ↗
C
Trust Grade
Average
Score: 70/100

West Valley National Bank is a bank based in Goodyear, Arizona, established in 2006, with $76 million in total assets across 3 branches. By Trust Grade it ranks 12th of 12 banks we track in Arizona. Its capital ratio of 9.1% trails most similarly sized banks (20th percentile), versus a Arizona median of 10.4%. It posted a loss over the most recent period (-2.36% return on assets), a point to watch. No consumer complaints against West Valley National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$76.5M
<$100M institution
Deposits
$69.0M
Branches
3
Capital ratio
9.1%
Bottom 20% of <$100M peers · Arizona median 10.4%
Return on assets
-2.4%
Bottom 4% of <$100M peers · Arizona median 0.43%
Rank in Arizona
#12
of 12 banks

How West Valley National Bank compares to Arizona peers

Capital ratio
Bottom 20% of <$100M peers
West Valley
9.1%
Arizona median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 4% of <$100M peers
West Valley
-2.4%
Arizona median
0.4%
Higher ROA = more profitable relative to asset base

How we graded West Valley National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
70/100
Customer experience
n/a
Overall
C · 70
  • Strongly capitalized (9.1% capital ratio)
  • Unprofitable over the period (ROA -2.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for West Valley National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 402 W Pima St, Gila Bend, AZ 85337
  • 2440 N Litchfield Rd, Goodyear, AZ 85395
  • 6212 W Desert Inn Rd, Las Vegas, NV 89146

Are deposits at West Valley National Bank insured?

Yes. West Valley National Bank is an FDIC-insured bank (FDIC certificate #58426). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

West Valley National Bank: frequently asked questions

Is West Valley National Bank a good bank?

West Valley National Bank earns a Bankzia Trust Grade of C (70/100, "Average"), based on a financial-strength score of 70/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Unprofitable over the period (ROA -2.36%).

Is West Valley National Bank FDIC-insured?

Yes. West Valley National Bank is a FDIC-insured bank (FDIC certificate #58426). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is West Valley National Bank?

West Valley National Bank holds $76 million in total assets, ranking 12th of 12 banks we track in Arizona. It operates 3 branches.

Does West Valley National Bank have CFPB complaints?

No CFPB complaints against West Valley National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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