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Denali State Bank

Fairbanks, AK · Est. 1986 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Denali State Bank is a bank based in Fairbanks, Alaska, established in 1986, with $517 million in total assets across 5 branches. By Trust Grade it ranks 2nd of 5 banks we track in Alaska. Its capital ratio of 10.4% is stronger than 55% of similarly sized banks, versus a Alaska median of 11.2%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against Denali State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$516.5M
$100M–1B institution
Deposits
$455.1M
Branches
5
Capital ratio
10.4%
Top 45% of $100M–1B peers · Alaska median 11.2%
Return on assets
1.4%
Top 40% of $100M–1B peers · Alaska median 1.37%
Rank in Alaska
#2
of 5 banks

How Denali State Bank compares to Alaska peers

Capital ratio
Top 45% of $100M–1B peers
Denali State
10.4%
Alaska median
11.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of $100M–1B peers
Denali State
1.4%
Alaska median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Denali State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.4% capital ratio)
  • Strongly profitable (ROA 1.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Denali State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 1989 Airport Way, Fairbanks, AK 99701
  • 1314 Alaska Hwy, Tok, AK 99780
  • 119 N Cushman St, Fairbanks, AK 99701
  • 975 Van Horn Rd, Fairbanks, AK 99701
  • 470 Chena Pump Rd, Fairbanks, AK 99709

Are deposits at Denali State Bank insured?

Yes. Denali State Bank is an FDIC-insured bank (FDIC certificate #26530). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Denali State Bank: frequently asked questions

Is Denali State Bank a good bank?

Denali State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 1.37%).

Is Denali State Bank FDIC-insured?

Yes. Denali State Bank is a FDIC-insured bank (FDIC certificate #26530). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Denali State Bank?

Denali State Bank holds $517 million in total assets, ranking 2nd of 5 banks we track in Alaska. It operates 5 branches.

Does Denali State Bank have CFPB complaints?

No CFPB complaints against Denali State Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Mt. Mckinley Bank
bank · Fairbanks, AK · $631M assets
First Bank
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Northrim Bank
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First National Bank Alaska
bank · Anchorage, AK · $5.1B assets
First State Bank Of Dequeen
bank · De Queen, AR · $517M assets
Gulf Coast Bank
bank · Abbeville, LA · $516M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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