The Hometown Bank Of Alabama is a bank based in Oneonta, Alabama, established in 2003, with $656 million in total assets across 5 branches. By Trust Grade it ranks 57th of 93 banks we track in Alabama. Its capital ratio of 9.2% trails most similarly sized banks (32th percentile), versus a Alabama median of 10%. It was profitable over the most recent period, with a 0.68% return on assets. No consumer complaints against The Hometown Bank Of Alabama appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Hometown Bank Of Alabama compares to Alabama peers
How we graded The Hometown Bank Of Alabama
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.2% capital ratio)
- Profitable (ROA 0.68%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Hometown Bank Of Alabama over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 2002 2nd Ave E, Oneonta, AL 35121
- 6811 Highway 79, Pinson, AL 35126
- 87672 Us Highway 278, Snead, AL 35952
- 713 Fairgrounds Ave, Oneonta, AL 35121
- 18045 State Highway 160, Cleveland, AL 35049
Are deposits at The Hometown Bank Of Alabama insured?
Yes. The Hometown Bank Of Alabama is an FDIC-insured bank (FDIC certificate #57540). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Hometown Bank Of Alabama: frequently asked questions
Is The Hometown Bank Of Alabama a good bank?
The Hometown Bank Of Alabama earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Profitable (ROA 0.68%).
Is The Hometown Bank Of Alabama FDIC-insured?
Yes. The Hometown Bank Of Alabama is a FDIC-insured bank (FDIC certificate #57540). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Hometown Bank Of Alabama?
The Hometown Bank Of Alabama holds $656 million in total assets, ranking 57th of 93 banks we track in Alabama. It operates 5 branches.
Does The Hometown Bank Of Alabama have CFPB complaints?
No CFPB complaints against The Hometown Bank Of Alabama appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
