First Us Bank is a bank based in Birmingham, Alabama, established in 1952, with $1.2 billion in total assets across 16 branches. By Trust Grade it ranks 44th of 93 banks we track in Alabama. Its capital ratio of 9.4% trails most similarly sized banks (32th percentile), versus a Alabama median of 10%. It was profitable over the most recent period, with a 0.79% return on assets. No consumer complaints against First Us Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Us Bank compares to Alabama peers
How we graded First Us Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.4% capital ratio)
- Profitable (ROA 0.79%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Us Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (16)
- 135 Belcher St, Centreville, AL 35042
- 3291 Highway 280 E, Birmingham, AL 35243
- 305 S Mulberry Ave, Butler, AL 36904
- 2101 College Ave, Jackson, AL 36545
- 33445 Highway 43, Thomasville, AL 36784
- 20041 Highway 11, Woodstock, AL 35188
- 52 Wheat Street, Harpersville, AL 35078
- 43 Melvin Rd, Gilbertown, AL 36908
- 4720 Highway 31, Calera, AL 35040
- 131 Main St, Grove Hill, AL 36451
- 100 W Emory Rd, Powell, TN 37849
- 2619 And 2621 University Blvd, Tuscaloosa, AL 35401
- 131 W Front St N, Thomasville, AL 36784
- 128 N. Northshore Drive, Knoxville, TN 37919
- 28664 Us Highway 98, Daphne, AL 36526
- 5499 Dr Thomas Walker Rd, Rose Hill, VA 24281
Are deposits at First Us Bank insured?
Yes. First Us Bank is an FDIC-insured bank (FDIC certificate #17077). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Us Bank: frequently asked questions
Is First Us Bank a good bank?
First Us Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Profitable (ROA 0.79%).
Is First Us Bank FDIC-insured?
Yes. First Us Bank is a FDIC-insured bank (FDIC certificate #17077). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Us Bank?
First Us Bank holds $1.2 billion in total assets, ranking 44th of 93 banks we track in Alabama. It operates 16 branches.
Does First Us Bank have CFPB complaints?
No CFPB complaints against First Us Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
