Solutions Plus Bank is a bank based in Albertville, Alabama, established in 2025, with $34 million in total assets across 2 branches. By Trust Grade it ranks 86th of 93 banks we track in Alabama. Its capital ratio of 67.5% is stronger than 96% of similarly sized banks, versus a Alabama median of 10%. It posted a loss over the most recent period (-6.02% return on assets), a point to watch. No consumer complaints against Solutions Plus Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Solutions Plus Bank compares to Alabama peers
How we graded Solutions Plus Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (67.5% capital ratio)
- Unprofitable over the period (ROA -6.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Solutions Plus Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 700 Al Highway 75 N, Albertville, AL 35951
- 312 Gunter Ave, Guntersville, AL 35976
Are deposits at Solutions Plus Bank insured?
Yes. Solutions Plus Bank is an FDIC-insured bank (FDIC certificate #59362). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Solutions Plus Bank: frequently asked questions
Is Solutions Plus Bank a good bank?
Solutions Plus Bank earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (67.5% capital ratio); Unprofitable over the period (ROA -6.02%).
Is Solutions Plus Bank FDIC-insured?
Yes. Solutions Plus Bank is a FDIC-insured bank (FDIC certificate #59362). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Solutions Plus Bank?
Solutions Plus Bank holds $34 million in total assets, ranking 86th of 93 banks we track in Alabama. It operates 2 branches.
Does Solutions Plus Bank have CFPB complaints?
No CFPB complaints against Solutions Plus Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
